Your card programs.
Elevated.
We turn your card programs into world-class solutions
for finance and procurement.
Official Partner
Our solutions
Two products, one platform
Designed for mid-sized companies and large enterprises
Optimize your
cash flow
Pay any supplier by virtual card with up to 90 days deferred debit — 100% confidential, zero supplier enrollment.
- Card-to-account deferred payments
- Up to 90 days settlement
- No supplier involvement
- ERP & TMS compatible
Unify your
indirect spend
One workflow to request, approve and pay by virtual card or bank transfer — full visibility, no complexity.
- Purchase request & approval workflows
- Virtual cards — single & multi-use
- Bank transfer in the same flow
- Financial dashboard
Why Kresus
Built for issuers and corporates that demand more
Zero supplier enrollment
Your suppliers receive standard bank transfers. No contracts, no onboarding, no change to their processes.
Confidential payments
Beneficiaries never know a card was involved. They receive a bank transfer on their IBAN.
Currencies supported
Pay internationally in 40+ currencies with global coverage across all major markets.
PCI DSS compliant
Our infrastructure meets the highest payment card industry security standards for data protection.
Security architecture
Self-destructing virtual cards, IBAN verification, smart whitelisting and AML/CFT monitoring.
ISO 27001 certified
Certified information security management ensuring your data is protected at every level.
Trusted partners
Partnered with the best in class
Kresus works with leading financial institutions and technology partners
Visa & Mastercard
Official partner of both global card networks.
Top-tier banking partners
Best-in-class payment programs and financing solutions worldwide.
Treasury stack
It works with Kyriba, SAP, Sage, Diapason, Exalog and many others.
With Kresus, we've significantly improved our cash flow management — it's seamless, secure and very discreet. An absolute game-changer.Guillaume V. — Treasury Director, 3bn€ Agrifood company
Unlock smarter
corporate payments today
Whether you need to optimize working capital or take control of indirect spend, our team is ready to find the right solution for your organization.